Tools I Use

💵 Sofi Checking & Savings ($325 free): https://spencerjohnsoncards.com/sofi

🤑 Ally High-Yield Savings ($100 free): https://spencerjohnsoncards.com/ally

🏦 Novo Business Checking ($40 free): https://spencerjohnsoncards.com/novo

💰 Rakuten Cashback Tool ($30-50 free): https://www.rakuten.com/r/SPENCE11500

💲 MaxRewards Card Manager (3-month discount w/ code SPENCER): https://maxrewards.app.link/spencer

🛍 Kudos Smart Wallet ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer

💸 Ekster Wallets (20% off w/ code SPENCER20): https://partner.ekster.com/spencerj

🗂️ Card Binder: https://amzn.to/3Oe7Eso

📁 Backup Bi-Fold Wallet: https://amzn.to/4pQpr67

✈️ Sky Key (save money on booked flights): https://theskykey.com/?share=spencerj

🛫 Airalo eSIM ($3 off w/ code SPENCER): https://try.airalo.com/SpencerJohnsonOfficial

🛫 Seats.aero: https://spencerjohnsoncards.com/seatsaero

🏃🏻‍♂️ Whoop Fitness Tracker (1-month free): https://join.whoop.com/C272BE

🐶 Pet Insurance: https://spencerjohnsoncards.com/petinsurance

🚗 Car Insurance: https://spencerjohnsoncards.com/carinsurance

📈 Stock Brokers: https://spencerjohnsoncards.com/stockbrokers