Tools I Use

💵 Sofi Checking & Savings ($325 free): https://spencerjohnsoncards.com/sofi

📈 Ally High-Yield Savings ($100 free): https://spencerjohnsoncards.com/ally

🏦 Novo Business Checking ($40 free): https://spencerjohnsoncards.com/novo

💰 Rakuten Cashback Tool ($30-40 free): https://www.rakuten.com/r/SPENCE11500

🔢 Empower Personal Finance Manager ($20 free): https://spencerjohnsoncards.com/empower

💲 MaxRewards Card Manager (3-month discount w/ code SPENCER): https://maxrewards.app.link/spencer

🛍 Kudos Smart Wallet ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer

💸 Ekster Wallets (10% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencerjohnson

✈️ Sky Key (save money on booked flights): https://theskykey.com/?share=spencerj

🛫 Airalo eSIM ($3 off w/ code SPENCER): https://try.airalo.com/SpencerJohnsonOfficial

🛫 Seats.aero: https://spencerjohnsoncards.com/seatsaero

✅ Melio (earn points w/ vendors who don't accept cards): https://go.melio.com/spencer

🏃🏻‍♂️ Whoop Fitness Tracker (1-month free): https://join.whoop.com/C272BE