Chase's Airline Cards

How To Choose The Right One For You

10/9/202410 min read

blue and red airplane on sky
blue and red airplane on sky

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Chase has built strong partnerships with major airlines, offering cobranded credit cards that provide exclusive perks for frequent travelers. These cards are ideal for those looking to maximize their flights with rewards, complimentary benefits, and loyalty perks. Below is an overview of Chase’s airline credit card offerings, categorized by airline partner.

United Airlines Credit Cards

Chase and United Airlines offer a range of cobranded cards designed for frequent flyers in the United MileagePlus loyalty program. These cards come with various perks such as free checked bags, priority boarding, and the ability to earn United MileagePlus miles. Note that all United cards offer 25% back as a statement credit on purchases of food, beverages, and Wi-Fi onboard United-operated flights and on Club premium drinks when you pay with your card. In addition, the primary cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion who is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability (besides the United Gateway℠ and United Business Card). Those recurring benefits are not listed below.

United Gateway℠ Card

Fantastic entry-level option for occasional United travelers looking to benefit from United’s expansive network and earning potential.

  • 7x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Gateway Card)

  • 5x total miles per $1 on hotel stays purchased through United® Hotels (2x miles as a MileagePlus® member, 2x miles with your card when you prepay, plus an additional 1x mile from United when you prepay through United Hotels.)

  • 2x miles per $1 on all other eligible United purchases

  • 2x miles per $1 on gas stations, local transit, and commuting

  • 1x mile per $1 on all other purchases

  • Earn two checked bags each year after spending $10,000 on your card in a calendar year (Terms apply.)

  • Annual Fee: $0

United℠ Explorer Card

Great for occasional United flyers who want a few valuable travel perks without a high annual fee.

  • 7x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Explorer Card)

  • 5x total miles per $1 on hotel stays purchased through United® Hotels (2x miles as a MileagePlus® member, 2x miles with your card when you prepay, plus an additional 1x mile from United when you prepay through United Hotels.)

  • 2x miles per $1 on all other eligible United purchases

  • 2x miles per $1 on dining and other hotel stays

  • 1x mile per $1 on all other purchases

  • $100 United® travel credit

  • Up to $100 in United® Hotels credits

  • Up to $60 in credits on rideshare purchases

  • Up to $50 in United travel credits on Avis or Budget purchases

  • Up to $120 in Instacart credits

  • Up to $100 in credit on JSX purchases annually

  • 2 United Club℠ one-time passes

  • Free first checked bag - save up to $160 per roundtrip

  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

  • Earn a 10,000-mile award flight discount each year

  • Priority boarding

  • 3-Month Complimentary Instacart+ Membership

  • Earn up to 1,000 Premier qualifying points (PQP)

  • Annual Fee: $0 intro annual fee for the first year, then $150

United Quest℠ Card

Mid-tier option for frequent United flyers who want additional travel perks and bonus mile-earning opportunities.

  • 8x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 3x miles on entire United purchase with the United Quest Card)

  • 5x miles per $1 on hotel stays at Renowned Hotels and Resorts

  • 3x miles per $1 on all other eligible United purchases

  • 2x miles per $1 on all other travel, select streaming services and dining

  • 1x mile per $1 on all other purchases

  • $200 annual United travel credit

  • Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers

  • Up to $100 in credits on rideshare purchases

  • Up to $80 in United travel credits on Avis or Budget purchases

  • Up to $180 in Instacart credits

  • Up to $150 in credit on JSX purchases annually

  • Free first and second checked bags - save up to $360 per roundtrip

  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

  • Annual 10,000-mile award flight discount

  • Earn a 10,000-mile award flight discount each year

  • Earn 2 global Economy Plus® seat upgrades

  • Priority boarding

  • Complimentary Premier® upgrades on award tickets

  • 3-Month Complimentary Instacart+ Membership

  • Earn up to 18,000 Premier qualifying points (PQP)

  • 1,000 Card Bonus Premier® qualifying points (PQP) each program year

  • Annual Fee: $350

United Club℠ Infinite Card

Designed for frequent United travelers who value premium benefits and United Club access.

  • 9x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Club Card)

  • 5x total miles per $1 on hotel stays when you prepay directly through Renowned Hotels and Resorts

  • 4x miles per $1 on all other eligible United purchases

  • 2x miles per $1 on all other travel

  • 2x miles per $1 on dining including eligible delivery services

  • 1x mile per $1 on all other purchases

  • United Club℠ membership

  • United Club All Access membership after spending $50,000 each calendar year

  • Earn 4 United Club one-time passes with United Club All Access Membership and an authorized user

  • Free first and second checked bags - savings of up to $360 per roundtrip

  • Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers

  • Up to $150 in credits on rideshare purchases

  • Up to $100 in United travel credits on Avis or Budget car purchases

  • Up to $200 in credits on JSX purchases annually

  • Up to $240 in Instacart Credits

  • Premier Access® travel services

  • Earn up to 20,000-miles in award flight discounts each year

  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

  • IHG One Rewards Platinum Elite status

  • Avis President's Club

  • Receive 1,500 Card Bonus Premier® qualifying points (PQP)

  • Earn up to 28,000 Premier® qualifying points (PQP)

  • Annual Fee: $695

United℠ Business Card

Perfect for small business owners who fly United occasionally and want to earn miles for business spending.

  • 7x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Business Card)

  • 5x total miles on hotel stays purchased through United® Hotels

  • 2x miles per $1 on all other eligible United purchases

  • 2x miles per $1 at gas stations

  • 2x miles per $1 on dining including eligible delivery services, at gas stations, at office supply stores, and on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit

  • 1x mile per $1 on all other purchases

  • $125 United travel credit

  • Up to $100 in United® Hotels credits

  • Up to $100 in credits on rideshare purchases

  • Up to $50 in United travel credits on Avis or Budget car purchases

  • Up to $120 in Instacart credits

  • Up to $100 in credit on JSX purchases annually

  • Up to $25 in credits on United FareLock purchases

  • 2 United Club℠ one-time passes

  • Free first checked bag - save up to $160 per roundtrip

  • Earn 2 continental U.S. Economy Plus® seat upgrades

  • Priority boarding

  • Complimentary Premier® upgrades on award tickets

  • 5,000-mile better-together anniversary bonus when you have this card and a personal Chase United credit card

  • 3-Month Complimentary Instacart+ Membership

  • Earn up to 4,000 Premier qualifying points (PQP)

  • Annual Fee: $150

United Club℠ Business Card

Designed for business travelers who want to enjoy premium perks and access to United Club lounges, making it an excellent choice for frequent United Airlines flyers.

  • 7x total miles per $1 on United flights (5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card)

  • 5x miles on hotel stays at Renowned Hotels and Resorts for United® Cardmembers

  • 2x miles per $1 on all other eligible United purchases

  • 1.5x miles per $1 on all other purchases

  • Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers

  • Up to $150 in credits on rideshare purchases

  • Up to $100 in United travel credits on Avis or Budget car purchases

  • Up to $240 in Instacart Credits

  • Up to $200 in credit on JSX purchases

  • Up to $50 in credits on United FareLock purchases

  • United Club℠ Membership

  • United Club All Access membership after spending $50,000 each calendar year

  • Earn 4 United Club one-time passes with United Club All Access Membership and an employee card

  • Free first and second checked bags - savings up to $360 per roundtrip

  • Take advantage of Premier Access® travel services

  • Earn 2 global Economy Plus® seat upgrades

  • Complimentary Premier® upgrades on award tickets

  • 5,000-mile better-together anniversary bonus when you have this card and a personal Chase United credit card

  • Avis President's Club®

  • Complimentary Instacart+ Membership

  • Earn up to 28,000 Premier qualifying points (PQP)

  • Annual Fee: $695


Southwest Airlines Credit Cards

Chase offers a range of cobranded credit cards with Southwest Airlines that provide valuable rewards and perks for frequent Southwest flyers and can be used to fast-track your way to the Southwest Companion Pass. And don't forget that with Southwest, you get two free checked bags per passenger (terms apply), as well as no change fees, and unlimited reward seats with no blackout dates. Plus with all of their cards, you get 25% back on inflight purchases, and a 10,000 Companion Pass qualifying points boost each year. I didn't list those recurring perks below.

Southwest Rapid Rewards® Plus Credit Card

Great option for travelers who fly with Southwest occasionally and want to earn rewards without a high annual fee.

  • 2x points per $1 on Southwest purchases

  • 2x points per $1 on Rapid Rewards hotel and car rental partners

  • 2x points per $1 on local transit and commuting, including rideshare

  • 2x points per $1 on internet, cable, phone services, and select streaming

  • 1x points per $1 on all other purchases

  • Receive 3,000 points every year on your cardmember anniversary

  • Get 2 EarlyBird check-ins each year

  • Annual Fee: $69

Southwest Rapid Rewards® Premier Credit Card

Perfect for travelers who fly with Southwest more frequently and want additional rewards and benefits.

  • 3x points per $1 on Southwest purchases

  • 2x points per $1 on Rapid Rewards hotel and car rental partners

  • 2x points per $1 on local transit and commuting, including rideshare

  • 2x points per $1 on internet, cable, phone services, and select streaming

  • 1x points per $1 on all other purchases

  • Receive 6,000 points every year on your cardmember anniversary

  • Get 2 EarlyBird check-ins each year

  • Earn 1,500 TQPs toward A-List status for every $5,000 you spend

  • Annual Fee: $99

Southwest Rapid Rewards® Priority Credit Card

Designed for frequent Southwest travelers who want premium perks, including enhanced benefits for traveling.

  • 3x points per $1 on Southwest purchases

  • 2x points per $1 on Rapid Rewards hotel and car rental partners

  • 2x points per $1 on local transit and commuting, including rideshare

  • 2x points per $1 on internet, cable, phone services, and select streaming

  • 1x points per $1 on all other purchases

  • Receive 7,500 points every year on your cardmember anniversary

  • $75 Southwest Annual Travel Credit

  • 4 Upgraded Boardings per year when available

  • Earn 1,500 TQPs toward A-List status for every $5,000 you spend

  • Annual Fee: $149

Southwest Rapid Rewards® Premier Business Credit Card

Designed for small business owners who want to earn Rapid Rewards points on their business expenses.

  • 3x points per $1 on Southwest purchases

  • 2x points per $1 on Rapid Rewards hotel and car rental partners

  • 2x points per $1 on local transit and commuting, including rideshare

  • 1x points per $1 on all other purchases

  • Receive 6,000 points every year on your cardmember anniversary

  • Get 2 EarlyBird check-ins each year

  • Earn 1,500 TQPs toward A-List status for every $5,000 you spend

  • $500 Fee credit for points transfers when you use your Rapid Rewards Business Credit Card to transfer points to another Rapid Rewards Member

  • Annual Fee: $99

Southwest Rapid Rewards® Performance Business Credit Card

Offers enhanced rewards and benefits for businesses that fly with Southwest more frequently.

  • 4x points per $1 on Southwest purchases

  • 3x points per $1 on Rapid Rewards hotel and car rental partners

  • 2x points per $1 on social media and search engine advertising, internet, cable, and phone services

  • 2x points per $1 on local transit and commuting, including rideshare

  • 1x points per $1 on all other purchases

  • Receive 9,000 points every year on your cardmember anniversary

  • 4 Upgraded Boardings per year when available

  • Up to 365 InFlight WiFi credits per year

  • Earn 1,500 TQPs toward A-List status for every $5,000 you spend

  • $500 Fee credit for points transfers when you use your Rapid Rewards Business Credit Card to transfer points to another Rapid Rewards Member

  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

  • Annual Fee: $199

International Airline Credit Cards

Chase has partnered with Aeroplan, British Airways, Aer Lingus, and Iberia to offer cobranded credit cards that help you earn points and rewards among some of the top international airlines.

Aeroplan® Credit Card

Designed for travelers who frequently fly with Air Canada and want to earn Aeroplan points, making it a great option for those who prioritize travel rewards.

  • 3x points per $1 with Air Canada directly

  • 3x points per $1 at grocery stores

  • 3x points per $1 on dining at restaurants including takeout and eligible delivery services

  • 1x points per $1 on all other purchases

  • 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month

  • New Cardmember 25K Status for the remainder of the calendar year, plus the following calendar year

  • Earn an Elite Status Level Up of one tier to 35K Status or higher for existing status holders with $50,000 in account spend during a calendar year

  • First Checked Bag Free for you and up to 8 travel companions on the same reservation

  • Annual Fee: $95

British Airways Visa Signature® Card

Ideal for those who frequently fly British Airways or want to build up Avios for international travel.

  • 3x Avios per $1 on flight purchases with British Airways, Aer Lingus, and Iberia

  • 2x Avios per $1 on hotel accommodations booked directly with the hotel

  • 1x Avios per $1 on everything else

  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials

  • Up to $600 Reward Flight Statement Credits

  • Earn a Travel Together Ticket after spending $30,000 in a calendar year, which allows a companion to fly for free (minus taxes and fees) on the same itinerary

  • Annual Fee: $95

Aer Lingus Visa Signature® Card

Perfect for travelers flying with Aer Lingus and wanting to take advantage of Avios earning potential and flight benefits.

  • 3x Avios per $1 on flight purchases with British Airways, Aer Lingus, and Iberia

  • 2x Avios per $1 on hotel accommodations booked directly with the hotel

  • 1x Avios per $1 on everything else

  • Economy Companion Ticket each year after you make purchases of $30,000 on your Aer Lingus Visa Signature Card

  • Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland (subject to availability)

  • Annual Fee: $95

Iberia Visa Signature® Card

This card is great for Iberia loyalists who want to earn Avios and enjoy travel perks with the airline.

  • 3x Avios per $1 on flight purchases with British Airways, Aer Lingus, and Iberia

  • 2x Avios per $1 on hotel accommodations booked directly with the hotel

  • 1x miles per $1 on everything else

  • Earn a $1,000 voucher to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card

  • 10% discount on airfare

  • Annual Fee: $95

Final Thoughts

Chase’s cobranded airline credit cards provide great options for travelers who want to maximize their rewards and benefits while flying. Whether you prefer United Airlines, or Southwest Airlines or plan to fly internationally with Air Canada, Aer Lingus, British Airways, or Iberia, there’s a Chase airline card to fit your travel style. With perks like free checked bags, priority boarding, and in-flight discounts, these cards help make your travel experience smoother while earning valuable miles or Avios.

I recommend choosing a card based on the airline you fly most frequently and the level of benefits you want to enjoy. From casual travelers to business flyers, there’s a Chase airline card to suit your needs.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.