Hey y'all! My name is

My mission is to share my knowledge of personal finance with any individuals who, just like me, did not learn about topics such as credit cards, investing, taxes, bank accounts, etc. from formal education.

Spencer Johnson

Who am I?

YOUTUBER

In my senior year of college, I started my YouTube channel focused on credit cards and personal finance. After graduating from college, I decided to bet on myself and took my YouTube channel full-time to build it into as big of a business as possible.

CREDIT CARD ENTHUSIAST

I've spent an extraordinary amount of time researching and discussing credit cards over the past few years and this knowledge has helped me save thousands of dollars on luxurious vacations while setting me up for a financial future I've always desired.

CIVIL ENGINEER

Well, I used to be one at least... I graduated from the University of Texas with a degree in Civil Engineering and a minor in Business. But these days, I work as a full-time YouTuber. I still know enough about city infrastructure to be dangerous though.